Long-Term Care Insurance is a type of coverage that provides funds to help pay for your long-term care and services over an extended period of time due to chronic illness, physical disability, or cognitive impairment. Care may be provided in a variety of settings, including your home or a specialized facility such as a nursing home.
When considering the future medical care of you or your loved ones, it’s important to note that Long-Term Care expenses are NOT covered by Health or Disability coverage (including Medicare), and these expenses can become extremely costly.
Designed to meet these expenses which are not covered elsewhere, a Long-Term Care policy will pay for assistance with basic daily activities – such as bathing, dressing, and eating – and/or for care as required by an accident or illness.
It may be difficult to imagine yourself requiring long-term care, but more and more Americans face this situation each year.
Call Atchue Insurance today to discuss your situation and see if a Long-Term Care policy is right for you!