Targeted towards small and mid-sized “Main Street” businesses, a Business Owners Policy (BOP) is an insurance package which combines protection from most major property and liability risks into one bundle.
A BOP is typically more cost-effective for your business than purchasing each of the coverages individually, and certain optional coverages can be added to a BOP depending on a business’s particular situation. Since these needs often vary from business to business, it’s important to accurately get a handle on your company’s risk profile so that all appropriate coverage is provided.
The professionals at Atchue Insurance write dozens of new Business Owners Policies each year and can help you assess your business insurance needs and tailor a policy to fit these needs.
Atchue Insurance offers BOP’s for all types of “Main Street” business AND can provide specialty BOP coverage for:
- Artisan Contractors; Plumbers, Electricians, Carpenters, Painters, HVAC, Landscapers, etc.
- Doctors and Dentists
- Law Offices
- Barbers and Beauticians; including Professional Liability
- Veterinarians; including Professional Liability
- Opticians; including Professional Liability
- Gift and Specialty Shops
- Auto Repair and Service Stations
- Apartment Buildings
In general, Business Owners Policies will provide coverage for losses such as property claims, professional and premises liability claims, equipment breakdown, income loss, products and completed operations claims, and fire legal liability.
Call Atchue Insurance today to obtain more information and a rate quote on Business Owners Insurance policy (BOP).